Our Mission & History
ASCIP’s mission is to provide the highest quality of service and the most extensive coverage available to its members at a competitive price.
Our philosophy of efficient operations and fiscal prudence has resulted in a net position of nearly $160 million while enabling us to extend coverage to a student population of 1.3 million and a total insured value in excess of $28 billion.
Formed in 1980 as a joint purchase program, the Alliance of Schools for Cooperative Insurance Programs (ASCIP) became a risk sharing pool in 1985. ASCIP is a non-profit public agency Joint Powers Authority (JPA) that provides liability, property, workers’ compensation, health benefits coverage and school construction insurance to public school districts, charter schools, community colleges, and subsidiary JPAs throughout the state of California.
Over 35 years of outstanding quality, extensive coverage & premier services to meet your needs.
The ASCIP Difference
Broad Coverage
- General/Auto liability including Errors & Omissions protection
- Employment-related claims coverage (occurrence basis)
- Sexual molestation coverage (occurrence basis)
- Foundation organization coverage
- Computer hardware and software (EDP) coverage
- Cyber coverage
- 911 Emergency response coverage - expense reimbursement to $2,500
- Boiler and machinery coverage
- Rental interruption (COPs) coverage
- Course of construction (builder’s risk) coverage
- Employee crime coverage provides $5,000,000 in limits
- Automobile physical damage (on and off premise) coverage
- Incidental medical malpractice coverage
Outstanding Menu of Services
- Claims administration
- Litigation management
- Property appraisals
- Facility safety and security inspections
- We-Tip, We-Tell, and Do-Tell membership
- Risk management and loss control consulting
- Risk and safety audits
- Training-webinars, seminars and on-line modules
- Safety credits
Program Cost
- Pricing is ALL-inclusive; no hidden costs are involved!
- Actuarially rated (no manipulation of rates through locked-in membership)
Membership Considerations
- Member owned & governed
- No locked-in minimum membership requirement (most JPAs require 3 years)
- 90-days notice of termination (most JPAs require 6 months)
- Renewal rates provided in March each year to allow for budget preparation
- Administered by in-house staff (we are your employees)
- As a not-for-profit organization, premiums reflect member needs only