Far too many students nationwide continue to be victims of sexual abuse and molestation.   The news is regularly highlighting the worst of these cases, but the actual number of victims is much higher.   Although the great majority of educators and staff are dedicated to the safety of their students, when these tragedies do occur, the costs are deep and large—not only forever damaging these impressionable children and their families, schools are regularly being sued for the criminal acts of their employees who prey on these often most vulnerable children.   The verdicts, settlements, and costs of these suits are the fastest-growing segment of liability claims against schools—we estimate the cost is now approaching 40%—with verdicts and settlements regularly reaching seven figures.